📝 IRMO INSURANCE CLAIM DENIED? Fight Bad Faith Tactics - Call Insurance Dispute Attorney: 888-499-5738

Irmo Insurance Bad Faith Attorney

IRMO INSURANCE COMPANIES DENY VALID CLAIMS TO PROTECT PROFITS. When you pay premiums faithfully for years, you expect your insurance company to honor valid claims. Instead, insurers use delay tactics, wrongful denials, and bad faith practices to avoid paying what they owe. Irmo insurance bad faith attorney Matthew M. McGuire fights insurance companies that breach their duty to treat policyholders fairly in Lexington County.

🏞️ HOLDING INSURANCE COMPANIES ACCOUNTABLE TO IRMO FAMILIES

Irmo families work hard and pay insurance premiums to protect their financial security. When insurance companies use bad faith tactics to deny valid claims, they violate the trust and financial security that policyholders depend on during their most vulnerable moments.

You shouldn't have to fight your own insurance company for benefits you've already paid for in Lexington County.

📝 COMMON INSURANCE BAD FAITH TACTICS

Wrongful Claim Denials

Tactics: Baseless denials, fabricated policy interpretations

Impact: Financial hardship when benefits are needed most

Delay & Stall Tactics

Tactics: Endless paperwork requests, slow investigations

Impact: Financial pressure forcing unfair settlements

Unreasonable Settlement Offers

Tactics: Lowball offers, ignoring medical evidence

Impact: Inadequate compensation for valid claims

Policy Misrepresentation

Tactics: Misquoting coverage, hiding policy benefits

Impact: Denying coverage that was actually purchased

South Carolina law requires insurance companies to deal fairly and in good faith with policyholders. Violations can result in punitive damages.

Types of Insurance Bad Faith Cases We Handle

🚗 Auto Insurance Bad Faith

  • Wrongful denial of car accident claims
  • Undervaluing vehicle damage or total loss
  • Refusing to pay medical expenses
  • Bad faith uninsured motorist claims
  • Delay tactics during claim investigations

🏥 Health Insurance Denials

  • Wrongful denial of medical treatments
  • Refusal to cover prescription medications
  • Denial of specialist care and procedures
  • Emergency room coverage disputes
  • Pre-authorization manipulation and delays

🏠 Homeowner's Insurance Bad Faith

  • Denial of storm and weather damage claims
  • Undervaluing property damage estimates
  • Wrongful denial of fire and water damage
  • Refusal to pay for temporary housing
  • Bad faith handling of theft and vandalism

💼 Disability & Life Insurance

  • Wrongful denial of disability benefits
  • Life insurance claim delays and denials
  • Long-term disability benefit disputes
  • Workers' compensation bad faith
  • ERISA benefit denial cases

Maximum Recovery for Insurance Bad Faith

Contract Benefits Owed

Full payment of all insurance benefits that were wrongfully denied or underpaid by the insurance company.

Consequential Damages

Additional damages caused by the wrongful denial including financial losses and emotional distress.

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Punitive Damages

Additional compensation to punish insurance companies for willful bad faith conduct and deter future violations.

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Attorney Fees

Recovery of attorney fees and costs from the insurance company when bad faith is proven under South Carolina law.

⏰ INSURANCE COMPANIES COUNT ON YOU GIVING UP

Insurance bad faith tactics are designed to frustrate and exhaust policyholders into giving up or accepting inadequate settlements. Insurance companies have unlimited resources and teams of lawyers. They count on individual policyholders being unable to fight back effectively.

Call Irmo insurance bad faith attorney Matthew M. McGuire immediately - 30+ Years Since 1993 forcing insurance companies to honor their commitments.

Free Consultation: 888-499-5738

What Our Clients Say

"Mr. McGuire and his team got me out of jail, period."

-Becky M., Columbia, SC

"McGuire Law is not like the law firms advertising on TV that run an assembly line. They are available all day, every day, home or office."

-Darrell M., Orangeburg, SC

"Responded not only the same day, but within the hour on a Sunday. Amazing, five stars."

-Jordan D., Spartanburg, SC

"If you need the best personal injury attorney in South Carolina, you call McGuire Law right now. I talked to an attorney with one call."

-Hilary A., Columbia, South Carolina

"I got a DUI in college and Mr. McGuire fixed it. One thousand stars!"

-Logan R., Lexington, South Carolina

"I have sent Matt more referrals than I can count at this point. Everyone is always astonished at the effort Matt and McGuire Law put into every case."

-Dan V., Sumter, South Carolina

"McGuire law does not play around. Don't think you can handle something like court yourself. You can't, so hire Mr. McGuire."

-Xander H., Spartanburg, S.C.