McGuire Law

South Carolina Rideshare, Lyft, and Uber Accident Personal Injury Lawyer

Rideshare accidents create legal nightmares—confusing insurance coverage that changes based on driver app status, corporate liability shields, and aggressive tactics that bury victims in bureaucracy while medical bills pile up.

Injured in a Rideshare Accident? Call Now for Free - Evidence Disappears Quickly

Available 24/7 - App Data and Driver Statements Vanish Quickly

Attorney Matt McGuire

Rideshare accidents across South Carolina create complex legal nightmares that traditional car accident claims don't prepare you for—confusing insurance coverage that changes based on whether your Uber driver had the app open, was en route to pick up a passenger, or was actively transporting you when the crash occurred on I-26, I-85, or Charleston's busy streets. Whether you were a passenger in a Lyft struck on Greenville's Main Street, a driver hit by an Uber running a red light in Columbia, or a pedestrian injured by a rideshare vehicle in Myrtle Beach, these cases involve multiple insurance policies, corporate liability shields, and aggressive defense tactics that bury victims in bureaucracy while medical bills pile up.

Matthew McGuire has successfully handled rideshare accident cases throughout all 46 South Carolina counties for over 30 years, understanding the unique insurance structures and corporate defense strategies that make these claims dramatically different from ordinary traffic collisions. Call (888) 499-5738 immediately—McGuire Law operates 24/7/365 because rideshare accidents require urgent investigation before driver statements, app data, and witness accounts vanish.

The Legal Expertise of McGuire Law

Rideshare accident claims require specialized knowledge of complex insurance structures, corporate liability strategies, and electronic evidence preservation that most attorneys lack.

TNC Insurance Navigation

Understanding the three-period insurance system that determines which policy applies—personal, contingent, or full commercial coverage based on driver app status at crash time.

Electronic Evidence Recovery

Preserving and subpoenaing app data, GPS records, driver communications, and trip histories before Uber and Lyft can alter or delete critical evidence.

Corporate Liability Strategies

Piercing the independent contractor shield that rideshare companies hide behind to escape responsibility for negligent drivers they approved and dispatched.

Multi-Policy Coordination

Navigating claims across personal auto, rideshare contingent, commercial liability, and uninsured/underinsured motorist policies to maximize recovery.

Driver Background Investigation

Exposing inadequate screening practices when rideshare companies approved drivers with histories of accidents, violations, or criminal backgrounds.

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Understanding Rideshare Insurance Coverage Periods

Insurance coverage in rideshare cases depends entirely on the driver's app status when the accident occurred—a critical distinction that dramatically affects your claim.

Period 0 - App Off

Only the driver's personal auto insurance applies. Most personal policies exclude coverage for commercial rideshare activity, creating dangerous gaps.

Period 1 - App On, Waiting

Limited Uber/Lyft contingent liability coverage applies but with significant gaps in collision and comprehensive protection for the driver.

Period 2 - En Route to Pickup

Full $1 million Uber/Lyft liability policies activate along with uninsured/underinsured motorist coverage protecting passengers and third parties.

Period 3 - Passenger in Vehicle

Maximum $1 million coverage from rideshare companies applies with comprehensive protection for passengers during active trips.

Third-Party Accidents

When other drivers cause crashes involving rideshare vehicles, multiple insurance companies become involved, requiring simultaneous claims coordination.

Uninsured Motorist Claims

Rideshare policies include UM/UIM coverage protecting passengers when at-fault drivers lack adequate insurance to cover your injuries.

Prove Driver App Status Immediately

Screenshot your rideshare app showing trip details, driver information, and route. This evidence proves which insurance coverage applies and disappears if not preserved.

McGuire Law's Core Values

Fighting Uber and Lyft requires resources, expertise, and determination. Our commitment to rideshare accident victims ensures aggressive representation against corporate giants.

Immediate Evidence Action

Acting within hours to preserve app data, GPS records, and driver communications before rideshare companies can alter or delete critical electronic evidence.

No Cost to You

Contingency representation means you pay nothing unless we recover compensation—no hourly fees while you focus on recovery from rideshare accident injuries.

Corporate-Level Resources

Access to accident reconstructionists, medical experts, and technology specialists who match the resources Uber and Lyft deploy defending claims.

Full Recovery Focus

Pursuing all available insurance policies and liable parties to maximize compensation for medical expenses, lost wages, and pain and suffering.

Direct Attorney Access

Matt McGuire personally handles rideshare accident cases—you communicate directly with your attorney, not case managers or paralegals.

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Immediate Steps After a Rideshare Accident

What you do immediately after a rideshare accident determines the strength of your claim. Critical evidence disappears within hours.

Call 911 Immediately

Official accident reports are crucial when rideshare companies later dispute liability or circumstances of the collision.

Seek Medical Evaluation

Even if injuries seem minor—adrenaline masks pain and delayed symptoms undermine claims that the accident caused your injuries.

Screenshot the App

Capture your rideshare app showing trip details, driver information, route, and communications before data can be altered or deleted.

Document Everything

Photograph vehicle damage, intersection locations, weather conditions, and visible injuries before scenes are cleared.

Collect Witness Information

Get contact details from passengers, bystanders, or other drivers who observed the collision and can corroborate your account.

Report Through the App

Report the accident through Uber or Lyft apps immediately, but provide minimal details until consulting experienced rideshare accident counsel.

The McGuire Law Difference

Uber and Lyft employ sophisticated legal teams to minimize payouts. Matt McGuire's three decades of experience and aggressive tactics level the playing field.

Insurance Maze Mastery

Navigating the complex three-period insurance system, coordinating claims across multiple policies, and identifying all available coverage sources.

Data Preservation Demands

Issuing immediate spoliation letters and subpoenas to preserve app data, GPS records, and driver histories before Uber and Lyft can destroy evidence.

Independent Contractor Defense

Overcoming the corporate shield rideshare companies use to avoid liability by proving control over drivers and negligent screening practices.

Arbitration Resistance

Fighting forced arbitration clauses that Uber and Lyft use to avoid jury trials, preserving your right to present your case to South Carolina jurors.

Corporate Document Discovery

Exposing internal documents showing driver complaints, prior incidents, and safety failures that rideshare companies desperately want hidden.

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Full Compensation for Rideshare Accident Victims

Rideshare accidents cause serious injuries requiring substantial compensation. Understanding available damages ensures Uber and Lyft pay for all harm caused.

Economic Damages

  • All medical expenses including emergency treatment, surgery, hospitalization, and future care necessitated by collision injuries
  • Lost wages from missed work during recovery plus loss of earning capacity when injuries prevent returning to employment
  • Property damage recovery for destroyed vehicles, personal belongings, electronics, or other items damaged in the collision
  • Disability accommodations and assistive devices when rideshare accident injuries cause permanent impairments

Non-Economic Damages

  • Physical pain and suffering compensation for collision trauma, ongoing pain, and limitations on activities
  • Emotional distress damages for anxiety, PTSD, fear of riding in vehicles, and psychological trauma
  • Loss of consortium claims for spouses whose relationships suffer due to injuries
  • Punitive damages when rideshare drivers operated recklessly or while intoxicated

Why Rideshare Companies Fight Hard

Every claim paid sets precedent for thousands of similar cases. Discovery exposes data these companies desperately want hidden. That's why they deploy aggressive tactics—and why you need experienced representation.

Frequently Asked Questions

Rideshare accident claims raise unique questions about insurance coverage, liability, and recovery. Here are answers to the most common concerns.

Which insurance covers my rideshare accident?

Coverage depends entirely on driver app status. Period 1 (app on, waiting) has limited coverage. Periods 2 and 3 (en route or transporting) trigger full $1 million Uber/Lyft policies.

Can I sue Uber or Lyft directly?

Rideshare companies claim drivers are independent contractors, not employees. We overcome this defense by proving control over drivers and negligent screening practices.

What if the at-fault driver was uninsured?

Uber and Lyft policies include uninsured/underinsured motorist coverage during active trips, protecting passengers when at-fault drivers lack adequate insurance.

How do I prove which period the driver was in?

Screenshot your app immediately after the accident. We subpoena Uber and Lyft records to prove exact driver status and which insurance coverage applies.

What if I was a pedestrian hit by a rideshare?

Pedestrians can claim against rideshare company insurance when drivers were in Periods 1, 2, or 3. Coverage depends on driver app status at the time of the collision.

Will Uber or Lyft try to settle quickly?

Yes. Insurance adjusters contact victims within hours offering settlements before injuries fully manifest. Never accept offers or sign anything without consulting experienced counsel.

How long do I have to file a claim?

South Carolina's statute of limitations applies, but rideshare evidence disappears quickly. Contact us immediately to preserve app data and driver records before they vanish.

What does it cost to hire you?

Nothing upfront. We work on contingency—you pay only if we recover compensation. No hourly fees, no retainers, no financial risk while you recover.

Matt McGuire - Attorney

About South Carolina Attorney Matt McGuire

Matt McGuire South Carolina Attorney

With over 30 years of experience defending South Carolina, McGuire Law provides elite legal representation with national recognition. McGuire Law has grown from a small practice into one of the most trusted law firms in South Carolina. We understand that legal issues can be overwhelming, whether you're facing criminal charges, dealing with injuries from an accident, or navigating family law matters.

McGuire Law is committed to each client's unique situation, and we don't believe in boilerplate solutions. Every case requires careful analysis, strategic planning, and aggressive representation. Our firm combines over 30 years of experience with cutting-edge legal strategies to achieve the best possible outcomes for our clients.

McGuire Law serves all 46 South Carolina counties. We know these counties, their courts, their legal communities, and most importantly, the people who live here. This local knowledge, combined with our legal expertise, gives our clients a significant advantage.

Matt McGuire received his B.A. from the University of North Carolina - Chapel Hill and his J.D. from the University of South Carolina.

Matt has served as a law clerk for a State Circuit Judge, an Assistant Attorney General for the State of South Carolina, and an Assistant Solicitor in the Fifth Circuit Solicitor's Office.

Matt is a proud husband, father of two, and a long-time resident of Richland County, South Carolina.

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Get Started Today

When a rideshare accident injures you or your family – you need Matt McGuire and McGuire Law with the expertise and tenacity to fight Uber, Lyft, and their insurers.

Don't let rideshare companies minimize your claim. Our firm has successfully handled rideshare accident cases throughout all 46 South Carolina counties with the resources and knowledge to navigate complex insurance structures.

Columbia Office

2001 Assembly Street, Suite 102-B
Columbia, SC 29201

(888) 499-5738

Contact McGuire Law Today

If you were injured in any Uber, Lyft, or rideshare accident anywhere in South Carolina, call Matthew M. McGuire immediately at (888) 499-5738 for experienced personal injury representation. Our firm has recovered millions for accident victims throughout all 46 counties with the tenacity and resources to fight corporate rideshare giants. Don't let Uber or Lyft minimize your claim—chat online or schedule your free consultation now. We're available 24/7/365 because rideshare accidents demand immediate action.

"You need an attorney that you don't have to push into the fight."